Your Models or Ours?
If you manage IRA money for your clients, we have great news. . . .
You can program our software to deliver the same unique advice to your clients “held away” accounts!
We have made it easy and efficient.
Imagine all of your clients receiving your advice on their “held away” accounts. Do you mange money with Strategic Models? Tactical? Both? You have the ability to “pre-market” your investment strategies and build a relationship with your clients “held away” accounts.
Our Models
FUTURE CONTRIBUTIONS:
We use Dollar Cost Averaging (DCA) theory to tell your clients exactly where to put their money with every paycheck. We want them to purchase assets that we think will be “on sale” (losing momentum) over the next 30 - 60 days. We review all the major asset categories on a monthly basis. Then we select two or three categories for your clients to purchase with their FUTURE CONTRIBUTIONS. We will tell them exactly which funds to use on the first trading day of every month.
CURRENT ALLOCATIONS - Strategic Models:
As of 10/1/2021
Strategic Asset Allocation is simply known as “don’t put all your eggs in one basket!” Our Strategic Models diversify your clients money currently in their plan with several different asset classes (usually 8 - 12). We offer five different Strategic models (100% Fixed Income, Conservative, Moderate, Aggressive and 100% Equity). We will tell your clients exactly which funds to buy or sell every quarter.
CURRENT ALLOCATIONS - Tactical Models:
As of 9/20/2021
Tactical Asset Allocation is simply known as “active management.” We offer four Tactical Models (Conservative, Moderate, Aggressive and 100% Equity). In an upward “trending” market, our models are identical to the corresponding Strategic Asset Allocation models above.
In a downward “trending” market, we will recommend your clients move half of their money into bonds and/or “cash.” The “trends” are identified by following the Volatility Index (VIX), also known as the “fear index,” and the momentum of the S&P 500 (using the charting patterns on StockCharts.com). The semi-tactical allocations are reviewed on a daily basis.
Self-Directed Brokerage Accounts (SDBA)
Many 401k plans allow your clients to move their assets into a SDBA or “brokerage window”.
This allows your clients to use more investment options other than just the “core lineup” chosen by their employer.
We currently offer all of the strategies below for self-directed brokerage accounts.
Strategic Allocation ETF multi-manger:
Models using exchange traded funds (ETFs) from multiple investment managers. Conservative, Moderate, Aggressive and 100% Equity. Re-balances on a quarterly basis.
Tactical Allocation ETF multi-manger:
Models using exchange traded funds (ETFs) from multiple investment managers. Conservative, Moderate, Aggressive and 100% Equity. Equity percentages will change given current market conditions.
Target Allocation ESG ETF (iShares):
Models using exchange traded funds (ETFs) from BlackRock’s iShares. Conservative, Moderate, Aggressive and 100% Equity. Models that offer exposure to companies that exhibit favorable environmental, social and governance (ESG) practices using a dynamic rebalancing schedule.
BRI Allocation ETF multi-manager:
Models using exchange traded funds (ETFs) that use biblically responsible investing (BRI) approaches to investing. BRI is designed to align an investor’s allocations with their Christian values. These models are sub-advised by Optivise Advisory Services (https://www.optiviseria.com/investor/)